/* 보험백서101 — 공통 스타일 */

:root {
  --ink: #1a2332;
  --ink-soft: #4a5568;
  --ink-faint: #8a94a6;
  --paper: #f7f8fa;
  --card: #ffffff;
  --line: #e3e7ee;
  --accent: #1857c3;
  --accent-soft: #e8f0fe;
  --accent-deep: #0f3d8c;
  --good: #157a4a;
  --warn: #b45309;
  --warn-soft: #fef6e7;
  --radius: 14px;
  --maxw: 960px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: "Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont,
    "Apple SD Gothic Neo", "Malgun Gothic", system-ui, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.7;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

/* 헤더 */
.site-header {
  background: var(--card);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 10;
}

.site-header .inner {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 14px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.02em;
}
.brand:hover { text-decoration: none; }
.brand .dot { color: var(--accent); }

.site-nav {
  display: flex;
  gap: 4px;
  flex-wrap: wrap;
}

.site-nav a {
  color: var(--ink-soft);
  font-size: 0.92rem;
  font-weight: 600;
  padding: 6px 10px;
  border-radius: 8px;
}
.site-nav a:hover { background: var(--accent-soft); color: var(--accent-deep); text-decoration: none; }
.site-nav a.active { background: var(--accent-soft); color: var(--accent-deep); }

/* 히어로 */
.hero {
  background: linear-gradient(160deg, #10305f 0%, #1857c3 70%, #2f6fd8 100%);
  color: #fff;
  padding: 72px 20px 80px;
}

.hero .inner { max-width: var(--maxw); margin: 0 auto; }

.hero .eyebrow {
  display: inline-block;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  background: rgba(255, 255, 255, 0.14);
  border: 1px solid rgba(255, 255, 255, 0.25);
  padding: 4px 12px;
  border-radius: 99px;
  margin-bottom: 18px;
}

.hero h1 {
  font-size: clamp(1.7rem, 4.5vw, 2.6rem);
  line-height: 1.35;
  margin: 0 0 14px;
  letter-spacing: -0.02em;
}

.hero p {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.85);
  max-width: 560px;
  margin: 0;
}

/* 본문 레이아웃 */
main { max-width: var(--maxw); margin: 0 auto; padding: 40px 20px 64px; }

.page-head { padding: 48px 0 8px; }
.page-head .crumb { font-size: 0.85rem; color: var(--ink-faint); margin-bottom: 8px; }
.page-head h1 { font-size: clamp(1.5rem, 3.5vw, 2.1rem); margin: 0 0 10px; letter-spacing: -0.02em; }
.page-head .lede { color: var(--ink-soft); font-size: 1.02rem; max-width: 640px; margin: 0; }

section { margin-top: 44px; }

h2 {
  font-size: 1.3rem;
  letter-spacing: -0.01em;
  margin: 0 0 16px;
  padding-bottom: 10px;
  border-bottom: 2px solid var(--line);
}

h3 { font-size: 1.05rem; margin: 24px 0 8px; }

p { margin: 0 0 14px; color: var(--ink-soft); }
li { color: var(--ink-soft); margin-bottom: 6px; }
strong { color: var(--ink); }

/* 카드 그리드 */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 16px;
  margin-top: 20px;
}

.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  display: block;
  color: inherit;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

a.card:hover {
  text-decoration: none;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(16, 48, 95, 0.1);
}

.card .icon { font-size: 1.6rem; margin-bottom: 10px; }
.card h3 { margin: 0 0 6px; font-size: 1.02rem; }
.card p { margin: 0; font-size: 0.9rem; color: var(--ink-soft); }
.card .more { display: inline-block; margin-top: 12px; font-size: 0.85rem; font-weight: 700; color: var(--accent); }

/* 표 */
.table-wrap { overflow-x: auto; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); }

table { width: 100%; border-collapse: collapse; font-size: 0.9rem; min-width: 560px; }

th, td { padding: 12px 14px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
thead th { background: var(--accent-soft); color: var(--accent-deep); font-weight: 700; white-space: nowrap; }
tbody tr:last-child td { border-bottom: none; }
td { color: var(--ink-soft); }
td:first-child, th:first-child { font-weight: 700; color: var(--ink); white-space: nowrap; }

/* 안내 박스 */
.note, .warn-box {
  border-radius: var(--radius);
  padding: 16px 18px;
  margin: 18px 0;
  font-size: 0.92rem;
}

.note { background: var(--accent-soft); border: 1px solid #c9dbf8; color: var(--accent-deep); }
.note strong { color: var(--accent-deep); }

.warn-box { background: var(--warn-soft); border: 1px solid #f3dcb0; color: var(--warn); }
.warn-box strong { color: var(--warn); }

/* 체크리스트 */
.check-list { list-style: none; padding: 0; margin: 16px 0; counter-reset: check; }

.check-list > li {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 16px 18px 16px 56px;
  margin-bottom: 10px;
  position: relative;
  counter-increment: check;
}

.check-list > li::before {
  content: counter(check);
  position: absolute;
  left: 16px;
  top: 16px;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--accent-soft);
  color: var(--accent-deep);
  font-weight: 800;
  font-size: 0.85rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

.check-list > li b { display: block; color: var(--ink); margin-bottom: 2px; }
.check-list > li span { font-size: 0.9rem; }

/* FAQ */
.faq details {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  margin-bottom: 10px;
  padding: 0 18px;
}

.faq summary {
  cursor: pointer;
  font-weight: 700;
  padding: 16px 0;
  list-style: none;
  position: relative;
  padding-right: 28px;
}

.faq summary::-webkit-details-marker { display: none; }

.faq summary::after {
  content: "+";
  position: absolute;
  right: 2px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--accent);
  font-size: 1.2rem;
  font-weight: 800;
}

.faq details[open] summary::after { content: "−"; }
.faq details p { padding-bottom: 16px; margin: 0; font-size: 0.93rem; }

/* 다음 글 내비게이션 */
.next-links { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 48px; }
.next-links a {
  flex: 1 1 220px;
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 14px 18px;
  font-weight: 700;
  font-size: 0.92rem;
}
.next-links a small { display: block; font-weight: 500; color: var(--ink-faint); font-size: 0.78rem; margin-bottom: 2px; }
.next-links a:hover { text-decoration: none; border-color: var(--accent); }

/* 푸터 */
.site-footer {
  border-top: 1px solid var(--line);
  background: var(--card);
  padding: 32px 20px 40px;
  margin-top: 24px;
}

.site-footer .inner { max-width: var(--maxw); margin: 0 auto; }

.disclaimer {
  font-size: 0.82rem;
  color: var(--ink-faint);
  border: 1px dashed var(--line);
  border-radius: var(--radius);
  padding: 14px 16px;
  margin-bottom: 16px;
}

.site-footer .copy { font-size: 0.8rem; color: var(--ink-faint); }

@media (max-width: 640px) {
  .hero { padding: 52px 20px 56px; }
  .site-header .inner { flex-direction: column; align-items: flex-start; gap: 8px; }
}

/* ===== 질문 아티클 (백서 구조) ===== */

.step-section { margin-top: 48px; }

.step-badge {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  color: var(--accent-deep);
  background: var(--accent-soft);
  border-radius: 99px;
  padding: 4px 12px;
  margin-bottom: 8px;
}

.step-section h2 { border-bottom: none; padding-bottom: 0; margin-bottom: 4px; }
.step-section .step-desc { font-size: 0.93rem; color: var(--ink-faint); margin-bottom: 16px; }

.q-list { display: grid; gap: 10px; }

.q-item {
  display: flex;
  align-items: baseline;
  gap: 12px;
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 16px 18px;
  color: inherit;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.q-item:hover { text-decoration: none; border-color: var(--accent); box-shadow: 0 4px 14px rgba(16, 48, 95, 0.08); }
.q-item .q-mark { color: var(--accent); font-weight: 800; flex-shrink: 0; }
.q-item .q-body b { display: block; color: var(--ink); font-size: 0.98rem; margin-bottom: 2px; }
.q-item .q-body span { font-size: 0.85rem; color: var(--ink-faint); }

/* 아티클 본문 */
.answer-box {
  background: var(--card);
  border: 1px solid var(--line);
  border-left: 4px solid var(--accent);
  border-radius: var(--radius);
  padding: 18px 20px;
  margin: 24px 0 8px;
}

.answer-box .label {
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  color: var(--accent);
  display: block;
  margin-bottom: 6px;
}

.answer-box p { margin: 0; color: var(--ink); font-weight: 600; font-size: 1.02rem; }

.article-meta { font-size: 0.82rem; color: var(--ink-faint); margin-top: 10px; }
.article-meta .tag {
  display: inline-block;
  background: var(--accent-soft);
  color: var(--accent-deep);
  font-weight: 700;
  border-radius: 6px;
  padding: 2px 8px;
  margin-right: 8px;
}

.basis {
  font-size: 0.85rem;
  color: var(--ink-faint);
  border-top: 1px dashed var(--line);
  margin-top: 32px;
  padding-top: 14px;
}
.basis b { color: var(--ink-soft); }

.free-notice {
  text-align: center;
  font-size: 0.9rem;
  color: var(--ink-faint);
  margin-top: 40px;
}

/* ===== 개편 홈 (창업백서101 레퍼런스) ===== */

/* 헤더 CTA */
.nav-cta {
  background: var(--accent);
  color: #fff !important;
  border-radius: 99px;
  padding: 8px 16px !important;
  font-weight: 700;
}
.nav-cta:hover { background: var(--accent-deep) !important; color: #fff !important; }

/* 밝은 히어로 */
.hero-light {
  position: relative;
  overflow: hidden;
  text-align: center;
  padding: 84px 20px 72px;
  background:
    radial-gradient(600px 300px at 15% 10%, rgba(24, 87, 195, 0.10), transparent 70%),
    radial-gradient(600px 300px at 85% 15%, rgba(255, 170, 120, 0.14), transparent 70%),
    linear-gradient(180deg, #fdfcfa 0%, #f7f8fa 100%);
  border-bottom: 1px solid var(--line);
}

.hero-light .inner { max-width: 720px; margin: 0 auto; position: relative; z-index: 2; }

.hero-light .eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--accent-deep);
  background: var(--accent-soft);
  border: 1px solid #c9dbf8;
  padding: 5px 14px;
  border-radius: 99px;
  margin-bottom: 20px;
}

.hero-light h1 {
  font-size: clamp(1.8rem, 5vw, 2.8rem);
  line-height: 1.32;
  letter-spacing: -0.03em;
  margin: 0 0 16px;
  color: var(--ink);
}
.hero-light h1 .hl { color: var(--accent); }

.hero-light .sub {
  color: var(--ink-soft);
  font-size: 1.02rem;
  max-width: 560px;
  margin: 0 auto 26px;
}

.hero-ctas { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin-bottom: 26px; }

.btn {
  display: inline-block;
  border-radius: 12px;
  padding: 12px 22px;
  font-weight: 700;
  font-size: 0.95rem;
}
.btn-primary { background: var(--accent); color: #fff; box-shadow: 0 6px 18px rgba(24, 87, 195, 0.25); }
.btn-primary:hover { background: var(--accent-deep); text-decoration: none; }
.btn-ghost { background: #fff; color: var(--ink); border: 1px solid var(--line); }
.btn-ghost:hover { border-color: var(--accent); color: var(--accent-deep); text-decoration: none; }

/* 검색 */
.hero-search { position: relative; max-width: 520px; margin: 0 auto 22px; }
.hero-search input {
  width: 100%;
  padding: 14px 18px 14px 46px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: #fff;
  font-size: 0.95rem;
  font-family: inherit;
  color: var(--ink);
  box-shadow: 0 4px 16px rgba(16, 48, 95, 0.06);
}
.hero-search input:focus { outline: 2px solid var(--accent); border-color: transparent; }
.hero-search .icon {
  position: absolute; left: 16px; top: 50%; transform: translateY(-50%);
  color: var(--ink-faint); font-size: 1rem; pointer-events: none;
}

.hero-stats {
  display: flex; gap: 8px 24px; justify-content: center; flex-wrap: wrap;
  font-size: 0.85rem; color: var(--ink-faint);
}
.hero-stats b { color: var(--ink); }
.hero-stats span::before { content: "· "; color: var(--line); }
.hero-stats span:first-child::before { content: ""; }

/* 떠 있는 미니 카드 */
.float-card {
  position: absolute;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 10px 14px;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--ink-soft);
  box-shadow: 0 8px 24px rgba(16, 48, 95, 0.08);
  z-index: 1;
}
.float-card .q { color: var(--accent); font-weight: 800; margin-right: 4px; }
.fc-1 { top: 18%; left: 4%; transform: rotate(-4deg); }
.fc-2 { top: 55%; left: 2%; transform: rotate(3deg); }
.fc-3 { top: 20%; right: 4%; transform: rotate(4deg); }
.fc-4 { top: 58%; right: 2%; transform: rotate(-3deg); }
@media (max-width: 900px) { .float-card { display: none; } }

/* 섹션 공통 (개편 홈) */
.home-section { margin-top: 72px; }
.home-section > .kicker {
  font-size: 0.78rem; font-weight: 800; letter-spacing: 0.08em;
  color: var(--accent); margin-bottom: 6px;
}
.home-section > h2 { border-bottom: none; padding-bottom: 0; font-size: 1.5rem; margin-bottom: 6px; }
.home-section > .sec-desc { color: var(--ink-faint); font-size: 0.93rem; margin-bottom: 20px; }

/* 백서 카드 그리드 */
.paper-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.paper-grid .paper-card.featured { grid-column: span 2; grid-row: span 1; }
@media (max-width: 820px) {
  .paper-grid { grid-template-columns: 1fr 1fr; }
  .paper-grid .paper-card.featured { grid-column: span 2; }
}
@media (max-width: 560px) {
  .paper-grid { grid-template-columns: 1fr; }
  .paper-grid .paper-card.featured { grid-column: span 1; }
}

.paper-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  color: inherit;
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: border-color 0.15s ease, box-shadow 0.15s ease, transform 0.15s ease;
}
a.paper-card:hover { text-decoration: none; border-color: var(--accent); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(16, 48, 95, 0.08); }

.paper-card .badges { display: flex; gap: 6px; flex-wrap: wrap; }
.badge { font-size: 0.72rem; font-weight: 800; padding: 3px 9px; border-radius: 6px; }
.badge-step1 { background: var(--accent-soft); color: var(--accent-deep); }
.badge-step2 { background: #fef1e3; color: #b45309; }
.badge-step3 { background: #e5f5ec; color: #157a4a; }
.badge-guide { background: #f0eafd; color: #6b3fd4; }

.paper-card h3 { margin: 0; font-size: 1rem; line-height: 1.5; }
.paper-card.featured h3 { font-size: 1.25rem; }
.paper-card p { margin: 0; font-size: 0.87rem; color: var(--ink-soft); flex: 1; }
.paper-card .date { font-size: 0.76rem; color: var(--ink-faint); }

.paper-card.more-card {
  align-items: center; justify-content: center; text-align: center;
  background: var(--accent-soft); border-color: #c9dbf8;
}
.paper-card.more-card b { font-size: 1.3rem; color: var(--accent-deep); }
.paper-card.more-card span { font-size: 0.85rem; color: var(--accent-deep); font-weight: 700; }

.chip-row { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 16px; }
.chip {
  font-size: 0.82rem; font-weight: 600; color: var(--ink-soft);
  background: var(--card); border: 1px solid var(--line);
  border-radius: 99px; padding: 6px 14px;
}
.chip:hover { border-color: var(--accent); color: var(--accent-deep); text-decoration: none; }

/* 신뢰(원칙) 섹션 */
.principle-wrap {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; display: grid; grid-template-columns: 1.1fr 1fr; gap: 26px; align-items: center;
}
@media (max-width: 720px) { .principle-wrap { grid-template-columns: 1fr; } }
.principle-wrap h3 { margin: 0 0 8px; font-size: 1.2rem; }
.principle-wrap .quote {
  background: var(--paper); border-left: 4px solid var(--accent); border-radius: 10px;
  padding: 14px 16px; font-size: 0.92rem; color: var(--ink-soft); margin-top: 14px;
}
.principle-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.principle-list li {
  display: flex; gap: 10px; align-items: baseline;
  background: var(--paper); border: 1px solid var(--line); border-radius: 10px; padding: 12px 14px;
  font-size: 0.88rem; margin: 0;
}
.principle-list .no { font-weight: 800; color: var(--accent); flex-shrink: 0; }

/* 연파랑 밴드 */
.band {
  background: var(--accent-soft);
  border-block: 1px solid #d5e3f9;
  padding: 56px 20px;
  margin-top: 72px;
}
.band .inner { max-width: var(--maxw); margin: 0 auto; }
.band .kicker { font-size: 0.78rem; font-weight: 800; letter-spacing: 0.08em; color: var(--accent); margin-bottom: 6px; }
.band h2 { border: none; padding: 0; font-size: 1.5rem; margin-bottom: 6px; }
.band .sec-desc { color: var(--ink-soft); font-size: 0.93rem; margin-bottom: 20px; }
.band-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media (max-width: 640px) { .band-grid { grid-template-columns: 1fr; } }
.band-item {
  background: #fff; border: 1px solid #d5e3f9; border-radius: 12px;
  padding: 16px 18px; display: flex; gap: 12px; align-items: baseline; color: inherit;
}
a.band-item:hover { text-decoration: none; border-color: var(--accent); }
.band-item .no {
  flex-shrink: 0; width: 24px; height: 24px; border-radius: 50%;
  background: var(--accent); color: #fff; font-size: 0.78rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center; transform: translateY(3px);
}
.band-item b { display: block; font-size: 0.95rem; color: var(--ink); }
.band-item span { font-size: 0.85rem; color: var(--ink-soft); }

/* 경로 카드 */
.path-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 14px; }
.path-card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 22px; display: flex; flex-direction: column; gap: 8px;
}
.path-card h3 { margin: 0; font-size: 1.02rem; }
.path-card p { margin: 0; font-size: 0.87rem; flex: 1; }
.path-card .btn { align-self: flex-start; padding: 9px 16px; font-size: 0.85rem; }

/* 무료 원칙 / 공식 도구 */
.free-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media (max-width: 640px) { .free-grid { grid-template-columns: 1fr; } }
.free-item {
  background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 18px;
}
.free-item b { display: block; margin-bottom: 4px; }
.free-item p { margin: 0; font-size: 0.87rem; }
.free-item .where { display: inline-block; margin-top: 8px; font-size: 0.78rem; font-weight: 700; color: var(--good); background: #e5f5ec; border-radius: 6px; padding: 2px 8px; }

/* 체크리스트 위젯 */
.widget {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; display: grid; grid-template-columns: 1fr 220px; gap: 26px;
}
@media (max-width: 720px) { .widget { grid-template-columns: 1fr; } }
.widget-list { display: grid; gap: 8px; }
.widget-list label {
  display: flex; gap: 10px; align-items: baseline; cursor: pointer;
  background: var(--paper); border: 1px solid var(--line); border-radius: 10px;
  padding: 11px 14px; font-size: 0.9rem; color: var(--ink-soft);
}
.widget-list label:has(input:checked) { border-color: var(--good); background: #f2faf6; color: var(--ink); }
.widget-list input { accent-color: var(--good); transform: translateY(1px); }
.widget-side { text-align: center; align-self: start; position: sticky; top: 80px; }
.widget-side .pct { font-size: 2.2rem; font-weight: 800; color: var(--accent); }
.widget-side .pct-label { font-size: 0.82rem; color: var(--ink-faint); margin-bottom: 10px; }
.progress { height: 10px; background: var(--line); border-radius: 99px; overflow: hidden; }
.progress > div { height: 100%; width: 0%; background: linear-gradient(90deg, var(--accent), #2f6fd8); border-radius: 99px; transition: width 0.25s ease; }
.widget-side .hint { font-size: 0.78rem; color: var(--ink-faint); margin-top: 10px; }

/* FAQ 2열 */
.faq-2col { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; align-items: start; }
@media (max-width: 720px) { .faq-2col { grid-template-columns: 1fr; } }

/* 대형 푸터 */
.big-footer { background: var(--card); border-top: 1px solid var(--line); padding: 48px 20px 40px; margin-top: 72px; }
.big-footer .inner { max-width: var(--maxw); margin: 0 auto; }
.footer-cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 24px; margin-bottom: 28px; }
@media (max-width: 720px) { .footer-cols { grid-template-columns: 1fr 1fr; } }
.footer-cols .brand { font-size: 1.1rem; }
.footer-cols .about { font-size: 0.85rem; color: var(--ink-faint); margin-top: 8px; }
.footer-cols h4 { font-size: 0.82rem; color: var(--ink-faint); margin: 0 0 10px; letter-spacing: 0.04em; }
.footer-cols ul { list-style: none; margin: 0; padding: 0; }
.footer-cols li { margin-bottom: 7px; }
.footer-cols li a { color: var(--ink-soft); font-size: 0.88rem; }
.footer-cols li a:hover { color: var(--accent); }

/* 검색 결과 없음 */
.no-result { display: none; text-align: center; color: var(--ink-faint); padding: 32px 0; font-size: 0.92rem; }

/* ===== 상담 유도 ===== */

.consult-cta {
  background: linear-gradient(135deg, var(--accent-soft) 0%, #f3f7ff 100%);
  border: 1px solid #c9dbf8;
  border-radius: var(--radius);
  padding: 22px 24px;
  margin-top: 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
}
.consult-cta b { display: block; font-size: 1.05rem; color: var(--ink); margin-bottom: 4px; }
.consult-cta p { margin: 0; font-size: 0.88rem; color: var(--ink-soft); max-width: 480px; }
.consult-cta .btn { flex-shrink: 0; }

.float-consult {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 50;
  background: var(--accent);
  color: #fff;
  font-weight: 700;
  font-size: 0.92rem;
  padding: 13px 20px;
  border-radius: 99px;
  box-shadow: 0 8px 24px rgba(24, 87, 195, 0.35);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.float-consult:hover { text-decoration: none; color: #fff; transform: translateY(-2px); box-shadow: 0 12px 28px rgba(24, 87, 195, 0.4); }
@media print { .float-consult { display: none; } }

/* 상담 페이지 */
.promise-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 12px; }
.promise-item { background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 18px; }
.promise-item .emoji { font-size: 1.5rem; margin-bottom: 8px; }
.promise-item b { display: block; margin-bottom: 4px; }
.promise-item p { margin: 0; font-size: 0.87rem; }

.apply-box {
  background: var(--card);
  border: 2px solid var(--accent);
  border-radius: var(--radius);
  padding: 28px;
  text-align: center;
}
.apply-box h3 { margin: 0 0 6px; font-size: 1.15rem; }
.apply-box p { font-size: 0.9rem; margin-bottom: 16px; }
.apply-box .btn { font-size: 1rem; padding: 14px 28px; }
.apply-box .soon {
  display: inline-block;
  background: var(--warn-soft);
  color: var(--warn);
  border: 1px solid #f3dcb0;
  border-radius: 10px;
  padding: 12px 18px;
  font-size: 0.9rem;
  font-weight: 600;
}

/* 상담 신청 폼 임베드 */
.form-embed { border: 1px solid var(--line); border-radius: 12px; overflow: hidden; margin-top: 8px; background: #fff; }
.form-embed iframe { display: block; width: 100%; height: 920px; border: 0; }
.form-fallback { font-size: 0.82rem; color: var(--ink-faint); margin: 12px 0 0; }

/* 계산기 */
.calc-box {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  margin: 24px 0;
}
.calc-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
@media (max-width: 640px) { .calc-fields { grid-template-columns: 1fr; } }
.calc-field label { display: block; font-weight: 700; font-size: 0.92rem; margin-bottom: 6px; color: var(--ink); }
.calc-field .hint { display: block; font-weight: 400; font-size: 0.8rem; color: var(--ink-faint); margin-top: 3px; }
.calc-input { display: flex; align-items: center; gap: 8px; }
.calc-input input {
  width: 100%;
  font: inherit;
  font-size: 1.05rem;
  font-weight: 700;
  padding: 12px 14px;
  border: 1.5px solid var(--line);
  border-radius: 10px;
  color: var(--ink);
  background: #fff;
}
.calc-input input:focus { outline: none; border-color: var(--accent); }
.calc-input .unit { font-size: 0.9rem; color: var(--ink-faint); white-space: nowrap; }
.calc-result { margin-top: 22px; border-top: 1px dashed var(--line); padding-top: 20px; }
.calc-result .placeholder { color: var(--ink-faint); font-size: 0.92rem; text-align: center; padding: 8px 0; }
.calc-headline { display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; }
.calc-headline .pct-big { font-size: 2.4rem; font-weight: 800; color: var(--ink); letter-spacing: -0.02em; }
.calc-verdict { font-size: 0.85rem; font-weight: 800; padding: 4px 12px; border-radius: 99px; }
.calc-verdict.v-low { background: var(--accent-soft); color: var(--accent-deep); }
.calc-verdict.v-ok { background: #e3f4ea; color: #1a7f4e; }
.calc-verdict.v-warn { background: var(--warn-soft); color: var(--warn); }
.calc-verdict.v-high { background: #fde8e8; color: #c0392b; }
.calc-meter { position: relative; height: 14px; border-radius: 99px; background: var(--bg-soft, #eef1f6); margin: 18px 0 6px; overflow: hidden; }
.calc-meter .zone-ok { position: absolute; left: 25%; width: 25%; top: 0; bottom: 0; background: #e3f4ea; }
.calc-meter .fill { position: absolute; left: 0; top: 0; bottom: 0; width: 0; border-radius: 99px; background: var(--accent); transition: width 0.25s ease; }
.calc-scale { display: flex; justify-content: space-between; font-size: 0.75rem; color: var(--ink-faint); margin-bottom: 14px; }
.calc-range { font-size: 0.95rem; color: var(--ink-soft); }
.calc-range b { color: var(--ink); }
.calc-msg { margin-top: 12px; font-size: 0.92rem; color: var(--ink-soft); background: var(--accent-soft); border-radius: 10px; padding: 14px 16px; }

/* 연령별 랜딩 */
.age-nav { display: flex; gap: 10px; flex-wrap: wrap; margin: 18px 0 8px; }
.age-nav a {
  font-size: 0.88rem; font-weight: 700; padding: 8px 16px; border-radius: 99px;
  border: 1px solid var(--line); background: var(--card); color: var(--ink-soft); text-decoration: none;
}
.age-nav a.on { background: var(--accent); border-color: var(--accent); color: #fff; }
.age-nav a:hover:not(.on) { border-color: var(--accent); color: var(--accent); }